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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Standard vs. Hybrid Life Insurance: Which Is Better?

Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...

How to Perform a Breast Self-Exam

October is Breast Cancer Awareness Month. Breast self-examination is an important step in the early detection of breast cancer. Along with clinical breast exams and mammograms, it can help detect cancer in the early stages, when it is often treatable. Women should start performing regular breast exams at home in their 20s, as stated by the American Breast Cancer Foundation.  Three Ways to Perform a Breast...

Don’t Let These Common Myths Scare You Away from Life Insurance

Most people need life insurance. Not having it could be devastating to your family’s financial future in case the worst should happen. Life insurance is a complex, frequently misunderstood subject, surrounded by a multitude of myths. These myths can be dangerous if they scare you away from purchasing the life insurance coverage you need. Common Life Insurance Myths Debunked If You Are Young and Single,...

Finding Health Insurance After Leaving the Nest at Age 26

As a young adult, you can remain on your parents’ health insurance plan until you reach the age of 26. At that point, it is time to find coverage on your own. Below are some guidelines to help you navigate the process. When Coverage Stops Under Your Parent’s Health Insurance How long you have coverage under your parent’s policy after you turn 26 will depend...

Nontraditional Life Insurance Plans You Should Know About

Traditional life insurance is low risk and offers guaranteed maturity returns to policyholders. Nontraditional life insurance combines investment and insurance in a single policy. These plans invest in the market and have the potential to earn higher returns because of their higher-risk nature. If you have not been able to obtain traditional life insurance, you should know about these nontraditional life insurance plans. Graded Life...