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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How to Leave a Legacy through Life Insurance

Your legacy – what will it be, and how will you be remembered when you pass? A guaranteed death benefit provides financial support when your loved ones need it most. The policy benefits can be used to buy property, provide for the family, pay for college tuition, trips, or whatever your loved ones choose, but one thing you can count on – the legacy you...

How to Avoid the Winter Blues

The “winter blues” are not imaginary. Millions of people feel depressed during the winter months due to the reduced sunlight, which is believed to increase more melatonin, the hormone that triggers sleep, creating feelings of fatigue, lethargy, and depression. Rather than living with the condition, you have options to help elevate your mood. The Science Behind the Winter Blues Your body’s internal clock is a...

Give the Gift of Life Insurance this Holiday Season

The holidays are coming, and you may be wondering what to give your children or grandchildren. Life insurance can be the ideal gift. When purchased for a younger person, the cost of premiums is far lower. Whole Life insurance has the benefit of being an asset that can be borrowed against, provide tax benefits, and financial security. Buying an Insurance Policy for a Child Purchasing...

Most Effective Ways to De-Stress With Family in Town

The holidays are a season to spend time with your loved ones, but they can also be stressful when family is in town. Too much togetherness can be nerve-wracking, and the extra food preparation and present buying can add to the chaos. These are some effective ways to de-stress when the family comes for a visit. Don’t Overdo It Make it a point to pace...

The Sooner You Take These End-of-Life Considerations into Account, the Better

No one really wants to prepare for their own death. But planning for your estate is an important aspect of your financial strategy. The sooner you have the basic documents in order, the better for your family’s financial future. The following are basic estate planning documents you may want to include in your package. Will Your Will dictates who will receive your assets when you...